Frequently Asked Questions

Below are some initial questions many clients have when they first contact Barbara S. Williams, P.C.. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.

Car Crash Injuries

Q: If I have been in a car crash, should I still pay my medical bills?

A:

Yes.  You are responsible for making sure your medical bills are paid on time and non-payment of medical bills will hurt your credit rating.  If the car crash is not your fault, in many cases there are three different sources of insurance to reimburse you for your medical bills: 1) your own health insurance policy; 2) your own auto insurance policy; and 3) the at-fault party’s auto insurance policy.  If premiums were paid for each of these types of coverage and they apply to your case, then you should submit your bills to all three starting with health insurance. 


If you have health insurance, we suggest that all of your health care providers submit their charges to your health insurance company.  However, you will still owe co-pays, deductibles, and unpaid amounts to the medical care providers for the services they rendered.  Those providers may refer you to a collection agency if you do not communicate with their offices or pay outstanding bills in a timely manner.  In the event your health insurance company denies a claim submitted by a healthcare provider, you must also file a timely appeal, usually by following the instructions printed on the Explanation of Benefits (EOB) form you were sent detailing why the claim was denied.


If you do not have health insurance or you do not have the means to pay anything on your medical bills—even small co-payments—you or your lawyer may try to negotiate an “assignment of benefits” with your doctor.  “Assignment of benefits” means that any amounts owed to a doctor or medical facility must be paid directly from your settlement proceeds or money you receive in a judgment.  In exchange, the doctor or medical facility agrees to wait until the resolution of your claim to be paid and not send you to collections.  Whether or not a health care provider agrees to this arrangement is his or her choice and they may not accept assignments.

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Barbara S. Williams, P.C.
101 Loudoun Street SW
Leesburg, VA 20175
Phone: 703.777.6535
Fax: 703.777.6963
Toll Free: 888.997.6535

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Document Library

Car Crash Injuries

National Highway Traffic Safety Administration (NHTSA) Study of Drunken Driving Related Fatalities During Christmas and New Year

Seat Belts with Air Bags Reduce Spine Fractures in Car Crashes

Improving Vehicle Safety – What Can Be Done?

Protect Yourself: Know What Causes Vehicle Accidents

Colossus Software: Is Technology The Answer for Your Claim?

Wrongful Death

Injuries Sustained From Drunk Drivers

The Loss of the Next Generation

Traumatic Brain Injury (TBI)

Kit Callahan's story

Mahlon Frankhauser's story

Medical Malpractice

Hospital Infections: Deadly Serious

General

Virginia Ban on Text Messaging While driving Implemented on July 1, 2009

Presidential Memorandum Regarding Preemption

State Farm Abandons Mississippi

Pleading and Understanding Punitive-Damages Claims in Virginia

Hot off the Press: Rating of 10 of the Worst Insurance Companies and Why

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FAQs

Car Crash Injuries

Wrongful Death

Traumatic Brain Injury (TBI)

Medical Malpractice

General

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Web Resources

Car Crash Injuries

Traumatic Brain Injury (TBI)

Medical Malpractice

General

Other Resources

Transocean rig explosion

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