Frequently Asked Questions

Below are some initial questions many clients have when they first contact Barbara S. Williams, P.C.. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.

Car Crash Injuries

Q:

Following my car crash, I was told by the hospital/doctor’s office that instead of my health insurance my automobile insurance would provide primary coverage for my injuries.  Is this correct? 

A:

In Virginia, the answer to this question is usually “no.” 


Choosing whether to submit medical bills to one insurance policy versus another is called “coordination of benefits.”  Virginia law prohibits coordination of benefits when it comes to auto insurance coverage.  Make sure your health care provider bills your health insurance first if you have health insurance.  If the doctor’s office refuses, you need to submit those claims yourself before enough time goes by that you may no longer submit claims under your health insurance policy.  Most health policies have websites where you can download the appropriate forms and submit claims yourself.  If the medical provider claims that insurance will not pay for an auto-related injury, ask them to bill your health insurance carrier or call your insurance company and find out.  If the insurance company denies your claim, you can always appeal the denial.  In the event you do file an appeal, you may need to hire a lawyer to represent you.  Our office can assist you in locating a lawyer with experience filing claims with your insurance company. 

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Barbara S. Williams, P.C.
101 Loudoun Street SW
Leesburg, VA 20175
Phone: 703.777.6535
Fax: 703.777.6963
Toll Free: 888.997.6535

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Document Library

Car Crash Injuries

National Highway Traffic Safety Administration (NHTSA) Study of Drunken Driving Related Fatalities During Christmas and New Year

Seat Belts with Air Bags Reduce Spine Fractures in Car Crashes

Improving Vehicle Safety – What Can Be Done?

Protect Yourself: Know What Causes Vehicle Accidents

Colossus Software: Is Technology The Answer for Your Claim?

Wrongful Death

Injuries Sustained From Drunk Drivers

The Loss of the Next Generation

Traumatic Brain Injury (TBI)

Kit Callahan's story

Mahlon Frankhauser's story

Medical Malpractice

Hospital Infections: Deadly Serious

General

Virginia Ban on Text Messaging While driving Implemented on July 1, 2009

Presidential Memorandum Regarding Preemption

State Farm Abandons Mississippi

Pleading and Understanding Punitive-Damages Claims in Virginia

Hot off the Press: Rating of 10 of the Worst Insurance Companies and Why

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FAQs

Car Crash Injuries

Wrongful Death

Traumatic Brain Injury (TBI)

Medical Malpractice

General

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Web Resources

Car Crash Injuries

Traumatic Brain Injury (TBI)

Medical Malpractice

General

Other Resources

Transocean rig explosion

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