Office Locations

Leesburg Office

101 Loudoun Street SW
Leesburg, VA 20175
Phone: 703.777.6535
Fax: 703.777.6963

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Winchester Office

302 West Boscawen
Winchester, Va 22601
Phone: 540.667.8889
Toll Free: 888.997.6535

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Legal News

Medical Malpractice Verdict Reduced to Statutory Cap of $1,925,000
CDC Guidelines to Help Prevent a Concussion
Worst States for Overall Nursing Home Staffing
Car Crash Victim Thought to be in Coma for 23 Years was Conscious
Brain injury sustained by young man while playing football as a lineman causes well known author Malcolm Gladwell to write New Yorker piece on the realities of brain injuries in the NFL
Astronomical Profits of Medical Malpractice Insurers Refutes Industry Claim that Frivolous Lawsuits Responsible for High Medical Costs
Fatal Outcome Following Surgery Complication at California Hospital
Maryland Emergency Medical Services Board Changed Guidelines Following a 2008 Helicopter Crash
Increase in Motorcycle Deaths Raise Concerns
Tractor Trailers Lethal on Interstate 81 near Winchester

» more

Practice Areas

Meet Our Team

Frequently Asked Questions

Below are some initial questions many clients have when they first contact Barbara S. Williams, P.C.. The questions below may address many initial concerns you may have. If you don't find the answers here, you should contact us for answers to questions specific to your case. The consultation is free.

Car Crash Injuries

Q: Why is my own automobile insurance policy important when the car crash was not my fault?

First, sometimes the other driver’s insurance company will not take responsibility for what the negligent driver did. If that is the case, and you have collision coverage for your automobile, you do not need to deal with the defendant’s insurance company for your property damage. Because you paid for collision coverage, you can seek reimbursement for the repair or replacement cost of your automobile under your own policy. If you wish to pursue the claim through your own policy, do not let your own insurer tell you that you have to go through the defendant’s insurance. Denial of a valid claim should be reported to the Virginia Bureau of Insurance at (http://www.scc.virginia.gov/division/boi/).

Second, a valuable form of auto insurance many people have but are not aware of is medical expense payment coverage (“Medpay”) which is a no-fault type of coverage. If you have Medpay, you may submit medical bills incurred as a result of a car crash to your own auto insurance company and be paid directly for those expenses up to the limits on your policy. In addition, you may also have your health insurance pay the same bills. This is because you have paid additional money in premiums for optional coverage. Medpay may not be coordinated with health insurance (see the Answer to Question 4, above).

Lastly, your auto policy may work as additional coverage in the event the at-fault party has little or no coverage to pay for your full damages. This type of coverage is mandatory in Virginia and is called uninsured motorist coverage (UIM).

Quick contact

Barbara S. Williams, P.C.
101 Loudoun Street SW
Leesburg, VA 20175
Phone: 703.777.6535
Fax: 703.777.6963
Toll Free: 888.997.6535

Get Directions